A mechanic’s lien is an excellent legal tool that helps contractors, sub-contractors, and all construction workers get what they’ve earned. But it’s not just a form you need to fill out and certify to make it valid, it’s actually a process which in some states can be confusing and complex. For more information on this legal tool, see this web …

Time stands still for no one. Seems like just yesterday the shops were filled with toys and reindeer and jolly silver-haired men in red suits handing out candy canes. In case you blinked and missed it, the year is approaching midway. Scary, isn’t it? The thing for many of us is that surviving the holiday season often means taking on …

A student loan is notorious for haunting us back even after we graduated from college. And, there are instances that these loans can bury us to a pile of debts. But, there are ways to avoid this scenario.      1. Fatten up your savings First off, when you’re already a receiver of student loan, saving money should be your new …

How are you with money? We all know that it doesn’t grow on trees and yet many people here in South Arica seem to think that it does. While that may seem a somewhat harsh thing to say, the fact of the matter is that without some financial savvy or literacy, people get into monetary difficulty all too easily. If …

Life is filled with unexpected expenses. Which is why almost everybody has taken out a loan at some point in their lives. Poor fund management is why almost 38% of Americans have some sort of debt. With new policies being released in 2018, and student loan debt mounting up… Being vigilant with how you manage your loans has never been …