Many financial institutions use your credit score to determine whether you qualify for a loan and also to set the terms and conditions for a loan. A credit score is a number based on your credit history, and which determines your creditworthiness. Having a higher credit score puts you in a better position to secure loans or credit credits at …

If you’ve just launched your search for a home, you may have heard you should obtain a mortgage agreement in principle first, before you arrange walk through and compare mortgages online. However, you may also have been cautioned that a mortgage agreement in principle, also called agreement in principle (AIP), decision in principle or mortgage in principle, can be time-limited …