Getting a credit card can be rewarding, especially when you consider all of the perks that might come along with it. You might be excited about earning points, cashback rewards, or miles toward your next trip. But a lot of people don’t really know how to use a credit card responsibly. From staying well below your credit limit to paying …

Recent figures show we’re saving near-record lows of our disposable income. At the same time, it’s never been easier to spend, with the ability to click, swipe, or tap in seconds making credit card payments more popular than cash in the UK today. It’s no surprise they’re so popular either. From flights to home repairs, credit cards are a helpful …