If you have decided to purchase a new vehicle, it’s a significant step – but it need not be all that difficult as long as you have the correct information and knowledge. It may be tempting to go for the first model you can find, as long as it’s very affordable, but is it what you need? On the other hand, you may already have the perfect car in mind, but is it worth the price as well? You have to weigh your options carefully if you want to purchase something worthwhile, and you need to take it one step at a time to ensure the worthiness of your car purchase. So what are the proper steps you need to take when looking for a new car? Let’s find out.

Do the research

If you aren’t quite sure yet about what vehicle to buy, do your research. All you have to do nowadays is go online and start searching, but it pays to search based on prices, reviews, and the best deals and promotions. You can also find great information from various manufacturer sites and car dealership sites. You can check out photos and familiarize yourself with different features that may interest you when deciding on your choice. Once you have made your shortlist, you can then figure out your financing.

Focus on pre-approval

Most of us will have to go for financing if we are buying a new car, so it would be a good idea if you could already get pre-approved prior to choosing your car. When you get pre-approved, you can have a good perspective on your budget, and you will already have an interest rate you can readily compare with the financing offered by your prospective dealership.


While you’re planning your car’s financing, check out loan applications from your credit union, bank, or lenders like Nationwide or Capital One. Remember that the most common loan terms can extend to 72 months, and vehicles are now costlier, so consumers tend to apply for longer loan terms. But the experts suggest keeping your loan terms to up to 60 months. If you can do it, it’s also better to have a 20% deposit or down payment, but if you can’t do it, go for a 10% deposit that comes with coverage for new vehicle replacement or gap insurance.

Do the test-drive

When you have done the above and have already located your prospective vehicles, it’s essential to schedule a test drive, as recommended by renowned car dealerships such as Youngautomotive.com. If you’ve found the vehicles you’re interested in, contact the dealership – but make sure the car you want is still available and in stock.

Once you know it’s in stock, set your test-drive appointment; it’s better to schedule it rather than go to the dealer on a weeknight or weekend because you may have to wait for a while as this is usually their busiest time. Set it in the morning and on a Monday or Tuesday, as they won’t be too busy then and the sales representative can give you more attention. When you test drive it, assess it carefully and try handling it on different roads. Evaluate the car’s controls, cargo space, passenger seating, features, and engine, and don’t be pressured to buy it right after – sleep on it first and make your final decision in the morning.

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