For decades, the fastest way to transfer funds between banking institutions was via ACH (Automated Clearing House) or wire transfers. ACH transfers require 1-3 days, while wire transfers are near-instant, but usually command hefty fees and are preferred for high-value transactions. But Real-Time Payments(RTP) technologies bridge the gap between them. Through real-time payments, users are afforded the speed of a …
Real-Time Payments: What They Are and What Users Want To See
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