Have you ever kept quiet because you were worried you would look like an idiot? Seeming incompetent is an all-too-common fear that holds you back from becoming financially savvy. But the only way you can get better at something is if you ask what’s on your mind. Speaking up is a big step, so here are three of the biggest …

There are some facts you know are 100% true. Say, like when you face an unexpected emergency expense when your savings are low. Without an emergency fund, you may have to borrow money online. But then there are some things that aren’t as obviously true. Like how a line of credit works when you use it to cover emergency bills. …