If you are a homeowner looking for a home warranty company, you might experience a hard time when choosing the company right for you. Whether you are a new homeowner or you have lived in your home for several years, a home warranty plan has a lot of benefits to you. America’s home warranty helps to lower your appliances’ repair and replacement costs. Although it might be challenging to select the best home warranty, you should research to help you make an informed decision.
Here are steps you can follow to help you choose the best home warranty company:
1. Find out home warranty companies in your location
You should begin by finding the home warranty companies around your area as the first step to choose the best company. Finding a local home warranty company can be cheaper than other companies that provide their services to the whole country. You can ask your realtor to recommend a trustable home warranty company around your area or search the companies in Google. After you discover the home warranty companies in your local area, inquire for price quotations. Is good to see their contracts and know what they are offering before you pay for the premiums.
2. Determine what you need to cover
After you have read the companies contract and seen what they cover, determine which appliances and systems in your home need coverage. Your oldest machines are at more risk of breaking down than your newer appliances. When buying a house, you should ask the selling agents about the ages of the home systems to help you know which ones to cover. If you purchased the house several years ago, you could check the owner’s manual to know the appliances’ ages.
Every home appliance and the system have their lifespan. Compare their ages to determine which systems you should cover. It would be best to cover appliances that have been in use for half years of their lifespan or are at the end of their lifespan. You can also cover the appliance and systems which have highly repairing and replacement costs. Ensure the devices you want to cover are appropriately maintained as some home warranty companies do not protect poorly maintained appliances.
3. Compare warranty companies’ coverage
After you have decided on the appliance and systems, you need the home warranty company to cover, check the contract samples from the home warranty companies. Note the companies that offer favorable coverage for the items you need to cover. It is essential you read the contracts carefully and note the terms and conditions. Some companies might not cover some parts of your home systems and appliances in individual warranty covers. For example, some home warranty companies might cover your HVAC system but fail to cover its Freon line’ recharging. You might need to upgrade your plan for more coverage.
4. Take note of the home warranty company’s coverage limits and exclusions
You need to note the home warranty company’s coverage limits and exclusion before you can make your final decision on which company to pick. Some companies have limits on the amount they can pay for repairs and replacements of your covered home appliances and systems. If the repairs or replacements cost more than the company’s coverage limits, you will pay the extra amount from your pocket. Ensure you choose a home warranty company that does not have too many limitations on their contract. You should note what the company covers and what it excludes before choosing it.
5. Read warranty company customers’ reviews
You should research other customers’ opinions about the home warranty company. Look for their website online and read customer’s reviews. Check the number of negative and positive reviews. You should also take note of how the warranty company is responding to their client’s reviews. If the home warranty company is trying to solve the clients’ complaints in their responses to the reviews, you can be sure they have good customer service. If they do not respond, you should consider looking for another home warranty company. A good company should try to solve the customer’s complaints.
Bottom line
If you are a homeowner, you should consider buying a home warranty plan to reduce costs for repairing and replacing your home appliances and systems. It would be best to compare different home warranty quotations to determine the best company for you. Also, take note of customers’ reviews to determine if the company offers excellent customer service. It would help to be careful to pick the right home warranty company.
