5 Reasons to Have an American Express Credit Card
In India, the variety of credit cards is extensive and it is understandably a perplexed process to make the best choice. Yes, you have a huge variety when it comes to credit cards, but I am going to discuss top 5 reasons why you should have at least one American Express credit card in your wallet, here they are –
- Enticing offers
- Lost card liability
- Car insurance at 65% off
- 24/7 Prompt customer support service
- Emergency card replacement
Now, let me explain these reasons in detail.
American Express is well-known for their alluring promotions with a huge variety of lifestyle and travel associates. The best thing about American Express is that you are notified by e-mail and most importantly on time. Here are some of the great offers –
- 2,500 off on Airbnb.
- American Express MMT offer on domestic hotels.
- Other retail, air travel, dining, hotels, and online offers.
- 10% cashback on Amazon.
As far as a term is concerned, some of them last for a short period and some lasts for a longer period. With an American Express credit card, you get to explore a whole world of exciting rewards. American Express also gives you an opportunity to earn quick rewards, especially with their American Express Membership Rewards credit card.
Lost Card Liability
Not many people are aware of this benefit that accompanies American Express credit cards. If you have an Amex credit card, rest assured your money is safer than ever.
If your card gets stolen or gets lost and you come across any counterfeit transaction on your card, then you don’t need to worry. You just need to report the loss as soon to the customer support team of Amex as possible and once you have reported, you don’t have any liability and it is only limited to a maximum of Rs. 1,000 before reporting. Therefore, even if you have a little bad luck that does not have to be a total nightmare. This multinational financial services corporation can easily process this without wasting any time as there is involvement of any third party network in processing, authorizing, and settling the transaction.
Car Insurance At 65% Off
Even if you have an American Express credit card, I am sure you are not aware of this or just never used it. American Express’s Car Insurance Solution has a tie-up with Bharti AXA to offer better insurance solutions to all the cardholders. Let me share my personal experience here – I recently opted for Bharti AXA for my car insurance, earlier I was using Bajaj Allianz. The key reason behind my switch was 65% off offered by American Express on the renewal of car insurance.
I am contented with my decision as I ended up saving Rs. 3,000 on my car insurance renewal over e-mail. One more thing I would like to share i.e. the email response of American Express Insurance team is simply great. Take my word for it, it is worth trying.
24/7 Prompt Customer Support Service
There is no doubt that the customer support service of American Express is just brilliant. Irrespective of the time you are calling, the support executives ensure that they provide a prompt solution to all your queries over the phone itself.
Emergency Card Replacement
As per Emergency Card Replacement, in case you have lost your American Express credit card, your card will be replaced within 48 hours no matter where you are. Well, I consider myself lucky as I haven’t faced such a situation, but someday if I do, I know I can count on American Express.
Deepali is a freelance writer. She is an expert in inbound marketing, content marketing, and lead generation.